BeMoto Motorbike Insurance (Road Bikes)


As bikers we believe in treating other bikers fairly with excellent value for money and a first class biker experience. That’s why WE DON'T CHARGE A BROKER ‘AMENDMENT FEE’ if you call us to make a change to your policy, such as swapping your bike or moving house (a fair usage policy does apply and the insurer may charge an additional premium for the new risk).

Upgrade to Titanium Cover for only £40 more...

Incredible quality and value product upgrade available for motorcycles and trikes (not quads) on all cover levels: Third Party Only (TPO), Third Party Fire & Theft (TPFT) and Comprehensive.

REMEMBER: We don't charge a broker fee to make policy changes !!


EU Cover Extension (90-days per trip)
24 Hour Claims Helpline
Motor Legal Advice Helpline
Legal Expenses (£100,000)
Personal Accident (£20,000)Add for £30
Helmet & Leathers (£1,500)Add for £20
RAC Breakdown (UK & Europe)N/A
Excess Contribution (£250)Add for £20Add for £20
Excess Contribution (£500)Add for £30Add for £30

For a more detailed look at our Titanium Cover overview click this link.

What makes BeMoto Bike Insurance Different?

BeMoto Motorbike Insurance is owned and run by Bikers. That makes us very unique and positively different.

We have access to a wide variety of Motorcycle Insurance Schemes and only work with the UK’s most trusted Bike Insurance underwriters. Furthermore we have designed our own products: Carbon Cover & Titanium Cover, providing you with a choice of cover to reflect your needs. Our Titanium Cover offers incredible cover for very little money.

Being bikers ourselves, we truly understand that the motorcycle market is wide and diverse. Whether you are a Provisional Rider and looking to insure a Scooter or Moped for the first time or are an experienced rider with a Full Motorcycle Licence with decades of experience then make sure that you contact us for a quote.

Being Bikers we also understand Motorbike Modifications and realise very little bikes are left in their standard, off the production line, form. We certainly can’t think of a bike that we have owned that hasn’t had at least a little personalised touch! We pride ourselves in our approach to Modified Motorbike Insurance. Unlike some products, our Modified Bike Insurance reinstates your declared modifications, as long as you have told us about them. It’s always better to call us, whether you think it is a small change or not - that way you can rest assured that your bike is properly covered.

We offer incredible Multi Bike Insurance propositions. We realise that you can only ride one bike at a time so we reflect that in our prices. If you have multiple bikes then the chances are that we can save you money. We don’t just cover modern bikes, we also have unique schemes for Classic Motorcycles and Modern Classic Bike Insurance - we can arrange insurance for even the most diverse of motorcycle collections.

Looking for cover for yourself and named riders? Make sure you call BeMoto for a Multi-Rider Insurance quote. We realise that there are a large number of instances where it is useful to add riders on to your policy - whether the named rider is a mate, a partner or family member we have no problem in adding them to your policy.

Motorbike Insurance for a wide variety of Bikes

Moped Insurance - We offer insurance for a vast range of mopeds, whether you have a 2-stroke or a 4-stroke, a geared moped or a twist & go, a new moped or a classic moped - we can help you to save money on your Moped Insurance.

Scooter Insurance - We recognise that not all scooters and scooter riders are the same.

Whether you have a 50cc, a 125cc, a larger Maxi Scooter, a modern scooter or a Classic Scooter - we have access to a wide range of insurance schemes to arrange your Scooter Insurance.

Sportsbike Insurance & Superbike Insurance - We have a real passion for Sportsbikes, having ourselves owned pretty much every engine size and configuration! Whether you need Insurance for your 80’s 250cc two-stroke, your 90’s 400cc four-stroke screamer, your 600cc Supersports bike or your larger capacity Superbike then call us for a quote. We specialise in Supersports Insurance and Superbike Insurance.

Naked Bike Insurance - Whether you have the latest hardcore super-naked such as the Aprilia Tuono V4 used for those sunny summer days, or you have a trusted and reliable work horse such as an early Suzuki Bandit that you use to beat the traffic to get to and from work - we can tailor your Naked Bike Insurance to your specific needs.

Off Road and Dirt Bike Insurance - The off-road style segment of the motorcycle market is diverse. Whether you have a full on motocross bike that is used in competitions and need Fire & Theft Insurance or you have an Adventure Bike used for those long European Tours and require road insurance with European Breakdown Cover we offer a wide range of Insurance Products to protect you and your pride and joy. If your require Trials Bike Insurance, Enduro Bike Insurance, Adventure Bike Insurance or Motocross Bike Insurance then make sure you call BeMoto for a tailored Dirt Bike Insurance quote today.

We also have ATV products for Quad Bike Insurance and Road-Legal Buggy Insurance.

Cruiser and Custom Bike Insurance - Cruiser Bike Insurance and Custom Bike Insurance. We can insure a vast range of Cruiser and Custom Motorbikes of pretty much any value. Whether the motorbike is as standard as it was since it left the production line or is heavily customised/modified we have specialist motorbike insurance schemes to insure your pride and joy.

Laid Up and SORN Insurance - Laid Up Insurance for off all types of non-road and road bikes.

If you have a Track Bike or a Dirt Bike that is not used on the road but you want to protect it we can help you. We are pleased to offer unique and cost effective Fire and Theft Insurance for motorbikes kept in storage.

If your road bike is kept off the road for a long period then our SORN Bike Insurance for SORN motorbikes offers the perfect cover to allow you to protect your bike’s without having to pay full road insurance prices.

Track Bike and Trackday Insurance - cover your track or race bike in the garage, shed or lock up (at home or a rented storage location) for fire, theft and malicious damage. We can also include cover for In Transit when carrying your track bike to and from circuits and events. Or why not cover your motorbike for accidents on track with Trackday Bike Damage Insurance, we can insure damage to your bike at any UK or European circuit, even the Nurburgring!!

Titanium Cover Summary:

RAC Breakdown Cover (UK & Europe)Available for motorcycles and trikes (but not quads):
  • Roadside Assistance
  • Recovery
  • At Home
  • Onward Travel
  • European Breakdown
Helmet & Leathers Cover

* £50 excess applies
Up to £1,500* accident damage cover for your protective clothing, including:
  • Leathers (or other bike jacket and trousers)
  • Helmet, gloves & boots
  • Back & chest protectors, etc.
Legal Expenses InsuranceUp to £100,000 towards legal expenses relating to:
  • Uninsured loss claims
  • Motor prosecution defence (when at risk of losing your licence)
Personal Accident CoverUp to £20,000 in the event of a motorcycle accident causing:
  • Death
  • Loss of use of one or both eyes
  • Permanent loss of speech or hearing
  • Loss of a limb

* Calls may be recorded for our joint protection.