Motorbike insurance specialists
We aren't a generic call centre reading from a script. We live and breathe motorcycles. We know the difference between a slip-on and a full system, and we understand that your bike is more than just a way to get from A to B. That’s why we built an insurance broker designed entirely around riders, offering real value without cutting corners on cover.
Motorcycle experts
We understand bikes, modifications, and the culture. Because we specialize exclusively in motorcycles, we know exactly what protection you actually need.
Clear & genuine cover
Upfront policy details, sensible valuations, and genuine like-for-like replacement on your declared aftermarket parts and modifications.
UK-based experts
When you call us, you speak to a real UK-based specialist at The Pit Stop who knows exactly how to help you.
Insurance for every type of rider
Whether you're on the road, hitting the track, storing your bike, or traveling across Europe, we have a specialist policy designed specifically for you.
Motorbike Insurance
Our flagship road insurance. Includes UK-based support, genuine like-for-like modifications cover, and zero hidden admin fees.
View Motorbike Insurance
Multi-Bike Insurance
Got more than one bike? Put your whole collection on a single policy with one renewal date, one premium, and a multi-bike discount.
View Multi-Bike Insurance
Specialist cover
Additional cover for the way you ride and live.
Recent articles & guides
Stay up to date with the latest motorbike insurance tips, riding advice, and specialist insights from our team at The Pit Stop.
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How can we help you today?
Quick access to manage your policy, make a claim, or speak directly to a UK motorcycle insurance specialist.
Explore Help HubWhat our customers have to say
Over 17,000 five star reviews from riders across the UK. That kind of feedback does not happen by accident. It comes from great service, specialist knowledge and insurance designed around bikers.
Frequently asked questions
What is the main difference between Carbon and Titanium cover?
Carbon Cover is our solid core policy that includes 24/7 UK claims support, £100k legal expenses, modifications cover, and 90 days European riding. Titanium Cover is our flagship fully-loaded package that bundles Full UK & European Breakdown, £1,500 Helmet & Leathers cover, and up to £15,000 Personal Accident Insurance directly into your policy at a bundled discount.
Are my bike modifications covered like-for-like?
Yes! As motorcycle specialists, both Carbon and Titanium policies include like-for-like cover for declared modifications. This means if you have upgraded exhausts, levers, carbon parts, or custom accessories, we replace them like-for-like rather than returning your bike to standard factory spec.
Can I add extra cover to Carbon Cover later?
Absolutely. If you choose Carbon Cover, you can tailor your policy with standalone optional add-ons like Helmet & Leathers cover, Personal Accident insurance, Excess Contribution, or Licence Defence whenever you need them.
Am I covered for riding in Europe?
Both Carbon and Titanium policies include up to 90 days of European riding cover per policy year as standard. If you opt for Titanium Cover, you also get full European Breakdown Assistance included automatically.
Can I insure multiple motorbikes under one policy?
Yes, we offer bespoke Multi-Bike insurance policies. Whether you own a garage full of sports bikes, classics, or commuters, we can combine your motorbikes into a single policy with one renewal date and a multi-bike discount.
Can I protect or transfer my No Claims Discount (NCD)?
Yes! You can transfer earned No Claims Discount from previous UK motorcycle policies. We also offer No Claims Discount Protection options to safeguard your bonus in the event of an eligible claim.
Can I upgrade from Carbon to Titanium mid-policy?
Yes. If your riding habits change or you decide you want full breakdown cover and gear protection included, you can call our team at any point during your policy term to upgrade to Titanium Cover.
Do you offer track day or off-road cover?
While standard road policies do not automatically cover circuit riding, BeMoto offers specialist standalone Track Day insurance and Off-Road/Motocross cover options for riders who take their passion beyond public roads.
What should I do if I need to make a claim?
Our UK-based claims line is open 24 hours a day, 7 days a week, 365 days a year. Call our team directly at 01733 907 000 and a rider specialist will guide you through the process from start to finish.
Specialist UK Motorbike Insurance Brokers
BeMoto is an independent, specialist motorbike insurance broker based in the UK. Created by bikers, for bikers, our mission is to provide riders with straightforward, high-quality motorcycle insurance that doesn't compromise on cover. Whether you need protection for your daily commuter, a weekend sports bike, a modern classic, or a heavily modified custom build, our team understands the nuances of what you ride and how you ride it.
We search our trusted panel of leading UK insurers to find cheap motorbike insurance without skimping on the cover. We can source highly competitive prices for everything from standard road bikes to complex multi-bike policies and off-road dirt bike cover.
Unlike generic providers, we are renowned for our fair and logical approach to modifications, offering genuine like-for-like replacement on declared aftermarket parts. We also believe that making simple changes to your policy shouldn't cost the earth, which is why we don't charge excessive admin fees to update your details.
When you call BeMoto, you won't be put through to a generic call centre reading from a script. You will speak directly to our UK-based specialists at The Pit Stop, who have the industry expertise and mechanical knowledge to ensure your pride and joy is properly protected.
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