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Race Transporter insurance.
Specialist cover for converted vans built to move race bikes and track cars
Call us for a race transporter insurance quote
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If you use a converted van to transport race bikes, track cars or motorsport equipment, standard van insurance may not be enough. Race transporter insurance is designed specifically for vehicles that have been modified from their original manufacturer specification for motorsport use.
At BeMoto, we provide both standard van insurance and specialist race transporter insurance. If your van has been converted, fitted out or structurally altered to support racing activity, you need cover that reflects that risk properly.
What is a race transporter?
A race transporter is a van that has been permanently or materially modified to transport race or track vehicles and associated equipment. It is not simply a van carrying a motorbike. It is a vehicle adapted for motorsport support. Common examples of race transporter modifications include:
- Fixed internal racking for race bikes or tyres
- Heavy duty loading ramps or hydraulic tail lifts
- Built in tool chests or workshop fit outs
- Additional fuel storage systems
- Electrical upgrades such as inverters or charging units
- Sleeping areas or day living conversions
- External team branding linked to motorsport
If your van has been converted for race transport, it falls outside standard van risk in many cases. That is where race transporter insurance becomes essential.
What is race transporter insurance?
Race transporter insurance is specialist van insurance designed for vehicles converted to support motorsport activity. It takes into account:
- Declared vehicle modifications
- Transport of race bikes or track cars
- The increased value of fitted equipment
Standard van insurance policies may exclude undeclared modifications or specialist use. Race transporter insurance ensures your cover matches how the vehicle is actually built and used. This reduces the risk of:
- Claims disputes
- Policy voided for non disclosure
If you rely on your transporter to get to race meetings or track days, the cover must reflect reality.
Why specialist race transporter insurance matters
You may need race transporter insurance if:
- Your van has been structurally altered
- It contains permanent motorsport storage systems
- It is primarily used to transport race bikes or track cars
- It supports racing or competitive events
If your van remains in standard manufacturer specification and is only occasionally used to move a road legal bike, standard van insurance may still be suitable. If in doubt, it is always safer to declare modifications upfront.
Do I need race transporter insurance?
Motorsport transport is not standard trade use. It introduces different risks, including:
- Performance vehicle transport
- Specialist modifications
- Increased loading and unloading exposure
Choosing race transporter insurance ensures your policy is placed on the correct scheme from the outset and protects you from unwanted surprises if the worst happens.
What's included with comprehensive van insurance?
Race Transporter Insurance
Choose Comprehensive cover and you'll get:-
Unlimited personal liability cover
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Up to £20 million cover for damage to property
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Replacement locks and keys - up to £500
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Tool cover up to £300
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Up to £5,000 personal injury cover
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Windscreen repair or replacement
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£100,000 legal expenses cover
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Up to £100 cover for personal belongings
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Optional - Up to £50,000 licence defence insurance
Van insurance recommended by over 98% of our customers
Rated 4.9 out of 5 on Google.
