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Multi-Bike insurance
built for riders.

Cover all your bikes on one policy with flexible options, clear service and people there when you need them.

Call 01733 907 000
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MULTI-BIKE INSURANCE

What is multi-bike insurance?

Multi-bike insurance is designed specifically for riders who own more than one motorcycle but can only ride one at a time. It allows you to cover your entire collection under a single, easy-to-manage policy, saving you time, hassle, and money.

Whether you have a daily commuter scooter, a weekend sports bike, and a classic cruiser tucked away in the garage, a multi-bike policy groups them together. This means you only have one renewal date to remember and one set of paperwork to keep track of.

Because you can't ride them all at once, insurers often offer significant discounts compared to insuring each bike on completely separate policies. Keep your prized collection protected without the headache of managing multiple providers.

POLICY COMPARISON

Carbon vs. Titanium Cover

Both our policy tiers come packed with essential rider protections, but Titanium Cover bundles our most popular high-value extras into one complete package.

Most Popular

Titanium Cover

Complete Premium Protection

Our flagship policy bundled with breakdown, gear cover, and personal accident included.

  • 24/7 UK Claims Support
  • £100k Legal Expenses Cover
  • Modifications Cover (Like-for-Like)
  • 90 Days European Riding Cover
  • £1,500 Helmet & Leathers Included
  • Personal Accident (Up to £15,000) Included
  • Full UK & European Breakdown Included
Call 01733 907 000

Carbon Cover

Essential Specialist Cover

Our solid core policy packed with essential protection for everyday riders.

  • 24/7 UK Claims Support
  • £100k Legal Expenses Cover
  • Modifications Cover (Like-for-Like)
  • 90 Days European Riding Cover
  • Helmet & Leathers Cover Optional
  • Personal Accident Cover Optional
  • Breakdown Assistance (Not available)
Call 01733 907 000
OPTIONAL EXTRAS

Supercharge your cover

Riding Carbon Cover? Easily tailor your policy with these standalone optional extras so you're only paying for the exact protection you need.

Already chosen Titanium Cover? Helmet & Leathers and Personal Accident Insurance are already included as standard in your policy!
Included in Titanium Up to £1,500

Helmet & Leathers Cover

Up to £1,500 to repair your damaged helmet and motorcycle clothing, or replace your helmet and motorcycle clothing where the damage is beyond repair as a result of a motorcycle accident.

Included in Titanium Up to £15,000

Personal Accident Insurance

A £15,000 tax-free payment for specific types of bodily injury outlined in the policy wording, or death following a motorcycle accident.

Up to £500

Excess Contribution Insurance

Claim back up to £500 towards your excess costs in the event of a fault claim against a BeMoto TPFT or Comprehensive policy (not required for Third Party Only cover).

Up to £50,000

Licence Defence (Motor Prosecution)

Up to £50,000 of cover to pay motor defence solicitors fees and a helpline operated by motor defence experts (cover extends to any personal vehicle that you are insured to drive on UK roads).

MULTI-BIKE INSURANCE TYPES

Choose the right level of cover

Choosing the right level of multi-bike insurance isn’t just about ticking a box, it depends on what you ride, how you ride, and what you want covered if things go wrong.

There are three main types of cover: Third Party Only (TPO), Third Party, Fire & Theft (TPFT), and Comprehensive. Each offers a different level of protection, from the bare legal minimum to full-fat, top-shelf peace of mind.

Here’s what each one actually means, no jargon, no faff.

Most popular

Comprehensive

Our highest level of protection. Includes third party, fire and theft, plus cover for accidental and malicious damage to your bike.

  • Third party damage & injury
  • Fire damage cover
  • Theft protection
  • Accidental & malicious damage

Third party, fire and theft

Includes everything in third party cover, plus protection if your bike is stolen or damaged by fire.

  • Third party damage & injury
  • Fire damage cover
  • Theft protection
  • Accidental & malicious damage

Third party

The legal minimum. Covers damage or injury you cause to other people, vehicles or property. Does not cover damage to your own bike.

  • Third party damage & injury
  • Fire damage cover
  • Theft protection
  • Accidental & malicious damage
Prefer to speak with a specialist? 01733 907 000