Rated 4.9 out of 5 on Google.
Whether you ride a sleek café racer during the week or unleash a beastly tourer on weekends, our multi-bike insurance keeps your whole garage covered all on one simple policy.
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Multi-Bike
Discounts
Insure all your bikes on one policy and save up to £373 with a multi-bike policy.
No Amendment
Fees
Avoiding unexpected fees means more cash to spend on upgrading your gear!
Award Winning Service
We’ve been awarded Feefo’s Platinum Trusted service award five years in a row.
What is Multi-Bike Insurance?
Multi-Bike Insurance is the most convenient option for insuring multiple bikes all on one, straightforward policy. All bikes insured on a multi-bike policy benefit from the same level of cover, regardless of how much you use them. You can mix and match your bikes between sports, cruisers, naked’s, classics, and more.
Not only that, one policy means one renewal date. That means you don’t have the stress of chasing up multiple different renewals throughout the year. We do the leg work to save you wasting your valuable time.
You can insure up to 10 bikes on one Multi-Bike Insurance policy, which covers most of the collectors out there. If you’re lucky enough to have even more than 10 bikes, you can set up as many Multi-Bike policies as you like.
Comprehensive Multi-Bike Insurance
Comprehensive insurance covers all the stuff provided by TPO and TPFT cover, as well as accidental damage to your motorbike. If you’re hit by a third party you can claim from their insurance directly, or you can claim from your policy and wait for the insurer to recover their losses.
Third Part, Fire & Theft (TPFT)
Third Party, Fire & Theft (TPFT) provides the same liability cover required by law as TPO, but also benefits from fire and theft cover too. It’s the middle ground between TPO and Comp, however it does not provide cover for accidental damage to your motorbike that is your fault. If you’re hit by a third party you can claim from their insurance.
Third Party Only (TPO)
Third Party Only (TPO) cover is the minimum insurance required by law to ride or park your bike on the public highways. It provides liability insurance for injury to other people or damage to their property caused by your motorbike.
Compare our Multi-Bike Insurance cover levels.
Titanium
Our most popular package-
Cover for up to 90-days per trip when you ride in Europe
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24/7 UK based motorbike claims service
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£100,000 legal expenses cover
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Motor legal helpline
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£1,500 helmets & leathers insurance
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£15,000 personal accident insurance
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UK & European breakdown cover
Carbon
Loaded with benefits-
Cover for up to 90-days per trip when you ride in Europe
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24/7 UK based motorbike claims service
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£100,000 legal expenses cover
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Motor legal helpline
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Optional - £1,500 helmets & leathers insurance
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Optional - £15,000 personal accident insurance
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UK & European breakdown cover
Supercharge your multi-bike insurance with optional extras.
UK & European Breakdown Cover
Breakdown cover is provided by the RAC and provides help following a breakdown of your motorbikes. Benefits include home start, roadside, recovery and onward travel.
Helmet & Leathers Insurance
Up to £1,500 for helmet, leathers, boots, gloves & other protective clothing damaged as a result of a motorcycle road accident.
Personal Accident Insurance
Up to £15,000 of cover for death or permanent disability, e.g. loss of a limb, an eye, hearing or speech caused by a motorcycle road accident.
Excess Contribution Insurance
Up to £500 towards your excess costs in the event of a successful claim on your core motorcycle insurance policy.
Licence Defence Insurance
Up to £25,000 of cover to pay a specialist, motor defence solicitor’s fees if you are investigated or charged with a motoring offence.
Multi-Bike Insurance recommended by over 98% of our customers
Rated 4.9 out of 5 on Google.
Frequently asked questions about Multi-Bike Insurance.
How does Multi-Bike Insurance work?
You can insure multiple motorbikes on a single policy, meaning that managing your motorbike bike insurance has never been more convenient! On top of this, you will benefit from exclusive multi-bike discounts, meaning you can insure a collection of bikes for a fraction of the cost. To top it all off, all of your bikes will benefit from the same level of cover, regardless of which ones you use the most.
Is multi-bike insurance cheaper than separate policies?
Yes, in most cases multi-bike insurance is more cost-effective than insuring each motorcycle individually. You’ll benefit from a combined premium and potentially lower rates due to the reduced risk of riding multiple bikes at once.
What types of bikes can I include in a multi-bike policy?
Our multi-bike policies can cover a wide range of motorcycles, from sports bikes and cruisers to scooters and even classics. You can mix and match different types and makes under one policy.
Can I insure more than one bike on the same policy?
Yes. You can save time and money by insuring multiple bikes on the same policy. To find out how we can help, please visit the link below. https://www.bemoto.uk/multi-bike-insurance
Will I build up multiple sets of No Claims Bonus?
No, you won’t accrue multiple sets of No Claims Bonus (NCB) for each bike on a Multi Bike policy. To make sure we can give you the most competitive rates possible we can only use one set of NCB for the main bike on your Multi Bike policy – usually the bike considered the highest risk by the insurer – but we can apply our Multi Bike discounts to the remaining bikes, giving you an eye-watering overall saving!