Rated 4.9 out of 5 on Google.

Not quite a bike, not quite a car, definitely still badass. Trike insurance that gets your vibe.

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Multi Bike Discounts

Click here to find out how to save time and money with a multi-bike policy.

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No Amendment Fees

Avoiding unexpected fees means more cash to spend on upgrading your gear!

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Award Winning Service

We’ve been awarded Feefo’s Platinum Trusted service award five years in a row.

What is Trike Insurance?

Cruising on three wheels offers a unique kind of freedom, and just like any ride, it deserves the right protection. Trike insurance is specifically designed to cover three-wheeled vehicles, offering protection against accidents, theft, and damage. It also helps cover third-party liabilities and personal injuries, giving you peace of mind every time you head out. Depending on your chosen level of cover, you could also benefit from added features like personal accident cover and protection for your helmet and riding gear.

 

 

Comprehensive Trike Insurance

Comprehensive insurance covers all the stuff provided by TPO and TPFT cover, as well as accidental damage to your motorbike. If you’re hit by a third party you can claim from their insurance directly, or you can claim from your policy and wait for the insurer to recover their losses.

Third Party, Fire & Theft (TPFT) provides the same liability cover required by law as TPO, but also benefits from fire and theft cover too. It’s the middle ground between TPO and Comp, however it does not provide cover for accidental damage to your motorbike that is your fault. If you’re hit by a third party you can claim from their insurance.

Third Party Only (TPO) cover is the minimum insurance required by law to ride or park your bike on the public highways. It provides liability insurance for injury to other people or damage to their property caused by your motorbike.

Provides cover for your bikes whilst they are being stored, laid up or not being used. This includes cover for accidental damage, fire and theft.

Compare our Trike Insurance cover levels.

Titanium

Our most popular package
  • Cover for up to 90-days per trip when you ride in Europe
  • 24/7 UK based motorbike claims service
  • £100,000 legal expenses cover
  • Motor legal helpline
  • £1,500 helmets & leathers insurance
  • £15,000 personal accident insurance
  • UK & European breakdown cover
Popular

Carbon

Loaded with benefits
  • Cover for up to 90-days per trip when you ride in Europe
  • 24/7 UK based motorbike claims service
  • £100,000 legal expenses cover
  • Motor legal helpline
  • Optional - £1,500 helmets & leathers insurance
  • Optional - £15,000 personal accident insurance
  • UK & European breakdown cover

Supercharge your trike insurance with optional extras.

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UK & European Breakdown Cover

Breakdown cover is provided by the RAC and provides help following a breakdown of your motorbikes. Benefits include home start, roadside, recovery and onward travel.

Helmet and Leathers cover -BeMoto Motorbike Insurance

Helmet & Leathers Insurance

Up to £1,500 for helmet, leathers, boots, gloves & other protective clothing damaged as a result of a motorcycle road accident. 

Personal accident cover - BeMoto Motorbike Insurance

Personal Accident Insurance

Up to £15,000 of cover for death or permanent disability, e.g. loss of a limb, an eye, hearing or speech caused by a motorcycle road accident.  

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Excess Contribution Insurance

Up to £500 towards your excess costs in the event of a successful claim on your core motorcycle insurance policy.  

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Licence Defence Insurance

Up to £25,000 of cover to pay a specialist, motor defence solicitor’s fees if you are investigated or charged with a motoring offence. 

Trike insurance recommended by over 98% of our customers

Rated 4.9 out of 5 on Google.

"Absolutely first class"
Absolutely first class, did their best to find me a comparative deal and went above and beyond to get it all sorted! Would recommend without a second thought.
"Titanium is best on the market"
I have been using BeMoto for a few years now and always find them very competitive. Prices are always good and in some cases, brilliant. The titanium package is the best on the market. I would highly recommend this company.
"Efficient processing, friendly staff and a great price"
Efficient processing, friendly staff, and a great price for the additional bike on my policy. Flexible in terms of setting up the policy, and easy to deal with.