About Non Road Insurance
OFF ROAD INSURANCE FOR YOU AND YOUR BIKE
As motorcycle insurance specialists we love off-road bikes as much as road motorcycles. We have products designed for true bike enthusiasts who enjoy bikes but don't necessarily use them on the road, e.g.
- Project bikes laid-up and SORN during the build process (if it ever ends)
- Dirt Bikes used off road only without a V5
- Track and Race bikes (with or without a V5)
- Kids bikes (not road legal)
We have a range of different products below, uniquely designed for SORN motorcycles, track, race bikes and off-road bikes.
SORN Fire and Theft Insurance
This product is designed for DVLA registered motorcycles, quads or trikes that are laid up and SORN in the garage, shed or lock-up (at home or rented storage elsewhere).
The vehicle must have a V5 registration form and must be registered under a Statutory Off Road Notice (SORN) with the DVLA.
For further details read our SORN Bike Insurance information.
Dirt Bike Fire and Theft Insurance (no V5)
Our dirt bike insurance is designed for off-road bikes and quads without a V5 registration form, which are often very difficult to buy insurance for without a log book, however we can help.
Where your Enduro, Motocross, Trials or Speedway bike is worth over £2,000 you will need to complete an INF85 Off Road Registration Form, which simply registers an off-road bikes VIN / Chassis number with the DVLA, or fit a DataTag. You will have 28-days from purchasing cover to do this.
We can also offer "Daytime MOT" insurance to use your dirt bike on the road for green-laning etc (subject to appropriate age, experience and NCD).
Track and Race Bike Theft Insurance
We've all seen the news about WD40 and Tyco BMW bikes being stolen, but more often it's the amateur trackday rider or racer who loses out (a few of us have had bikes stolen from our garage). BeMoto track and race bike insurance provides fire, theft and malicious damage cover when securely stored in a garage, shed or lock-up.
Where your trackday or race bike is worth over £2,000 you will need to complete an INF85 Off Road Registration Form, which simply registers an off-road bikes VIN / Chassis number with the DVLA, or fit a DataTag. You will have 28-days from purchasing cover to do this.
We can also offer "Daytime MOT" insurance to use your track bike on the road in some circumstances (subject to appropriate age, experience and NCD). Obviously it needs to be road-legal, e.g. have a horn, reflector and proper road tyres etc.
Bike Trackday Insurance
Our unique bike trackday insurance is designed to insure your motorcycle for crash damage caused at any UK or European circuit, including the Nurburgring, with sensible excesses and discounts for multiple days or groups of mates.
Any bike, any value, any modifications can be covered, whether it's a road bike or a dedicated track or race bike. Get your knee down without worrying about your bike - relax and enjoy the day knowing you're bike is covered for accidents on track whether they are your fault or not.
Discounts also available for Trackday Addicts Group members.
Sports Injury Plans
No matter how tough or skilled you are, accidents can happen, that's why we offer personal sports injury insurance designed for track riders to ensure you're covered on a trackday when riding for fun or competitively (racing as an amateur).
Many protection insurance policies exclude "dangerous sports" or "hazardous pursuits" - we've designed ours to cover exactly those sorts of fun things!
Guaranteed acceptance with no underwriting (immediate cover) and tax free lump sum payouts for accident related fractures, hospital stays, permanent total disablement and even accidental death as a result of accidents on track.