BMW Bike Insurance

  • NO Amendment Fees to make policy changes
  • Legal Expenses Insurance as standard
  • Upgrade to incredible value Titanium Cover
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BMW Motorcycle and Multi-Bike Insurance

Get a BMW bike insurance quote from BeMoto and we’ll compare prices from the top UK insurers to offer you our cheapest quote. Whether you're touring Europe on a fully loaded R1250 GS Adventure, have a classic BMW motorbike in the garage for shows, the latest BMW S1000R hyper-naked or you own the incredible BMW S1000RR HP4 Race for track use, we have a range of products to suit your BMW motorcycle.

Make sure you mention if you are a member of the BMW Riders Club or an owners club, as you may benefit from a discount on your motorrad premium.

We all like to modify our bikes and no two BMW's will be the same. Speak to a proper biker about your modified BMW motorbike insurance including full like-for-like replacement of declared mods - unlike a number of our competitors that simply replace them with standard OEM parts or decline to quote for simple changes.

All our BMW road insurance policies come with Legal Expenses cover and our Titanium Cover is even better with extra's including Personal Accident, Helmet & Leathers cover and full RAC breakdown (including European use).

How much might I pay for my BMW motorcycle insurance?

The following sample prices are based on common BMW models we insure and should give you an idea of what you might expect to pay for our Carbon Cover (add up to £45 for Titanium Cover):

BMW Motorcycle Model Third Party Only Third Party, Fire & Theft Comprehensive

2019 R1250 GS Adventure (£19k)




2017 S1000XR (£12k)


Not Available


2016 S1000RR (£10k)


Not Available


2015 S1000R (£8k)




2014 RnineT (£9k)




2014 R1200RT (£5k)




2014 K1300S (£5k)




The above prices are based on a married rider aged 37, living in NR11 postcode area, with a full bike licence and one SP30 conviction. No accidents, 5 years NCD, 3000 miles pa, employed as a teacher, with a 2014 or newer bike. Data Tag ('Master Scheme') and a factory fitted immobiliser. Kept in a locked garage. Prices correct June 2019.

BMW S1000R and RnineT on tour

BMW S1000RR motorcycle with Tyco replica race paintwork

Speak to BeMoto on 01733 907000* to discuss your BMW Motorcycle Insurance.

See the pictures of the recent BMW Motorrad R5 Hommage custom built to celebrate the 80th anniversary.

BMW Models ('Modern Classics' to current)

BMW have made some interesting bikes over the years; some divided opinion (the K1), some were just plain ridiculous (the C1) and some were absolute game changers like the S1000RR Superbike and the R1150GS made famous by Ewan McGregor and Charley Boorman on the Long Way Round in 2004.

Here's a summary of the main BMW motorcycles made over the last 30 odd years. We insure BMW bikes and have different schemes to cater for all rider needs and bike types, including multi-bike, classic, modified and track bikes requiring Fire & Theft only cover.

The 1980's (when Brute Aquatonic was cool)...

R65 GS / LS
K75 C / S / Special
R80 GS / ST / RT / Paris-Dakar
R100 CS / GS / RS / RT
K100 LT / RS / RT / ABS

The 1990's ('Things can only get better')...

F650 ST
K75 S / RT
K100 LT / R / RS / Limited Edition
K1100 LT / SE / RS / Highline
K1200 LT / RS
R65 GS
R80 GS / R / RT / Basic
R100 GS / GS-PD / R / RT / Paris-Dakar / Classic / Mystik
R850 C / GS / R
R1100 GS / R / RS / RT / S
R1200 C

The 2000's (the decade of the iPod)...

C1 125 / 200
Enduro HP2 / 450 / Sport / Megamoto / Rennboxer
F650 CS / GS / ST / Dakar / Strada / Scarver
F800 GS / R / S / ST
G450 X
G650 Xmoto / Xcountry / Xchallenge
K1200 GT / LT / R / RS / S / Sport
K1300 GT / R / S
R850 C / GS / R / RT / Classic / Avantgarde
R1100 GS / R / RS / RT / S / Boxer Cup Replica
R1150 GS / R / RS / RT / Adventure / Rockster / Edition 80
R1200 C / CL / CR / GS / R / RT / S / ST / Classic / Adventure / Avantgarde / Independent / Montauk
S1000 RR

The 2010's (the new Superbike era)...

C600 Sport
C650 GT
C Evolution
Concept C
F650 GS
F700 GS
F800 GS / R / S / ST
G450 X
G650 GS / Xcountry / Sertao
Enduro HP2 / Megamoto / Sport
K1200 LT
K1300 GT / R / S / Dynamic Edition / Special Model
K1600 GT / GTL / Exclusive
R1250 GSA / R1200 GS / R / RT / TE / Adventure / Classic / Rallye / Exclusive
S1000 R / RR / XR / HP4 / Carbon

BMW R1250 GSA motorcycle

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