Insurance Product Information Documents (IPID)
Please follow links below to read our IPID documents for a summary of cover
For full policy wordings please select one of the bullets below:
- Motorbike Insurance (including optional extras)
- Personal Protection or Travel Insurance
- Quad, Buggy or Trike Insurance
- Commercial and Race Van Insurance
Please click on the icons next to each important document below to view, download or print them. If you have any questions please call us on 01733 907000 or email helpme@bemoto.uk
For our Terms of Business, Website Terms of Use and our Privacy Policy (including Cookie Policy), please see Legal Information & Policies.
Also see our simple statement of Demands & Needs (a personalised version will be included within your quote or policy documents issued).
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Download
Return to Invoice (RTI) GAP IPID - 2023
Insurance Product Information Document: Return to Invoice (RTI) GAP Insurance IPID
This IPID relates to BeMoto Return to Invoice (RTI) GAP Insurance (underwritten by Alwyn Insurance), which pays the difference between your bike insurers total loss settlement and the purchase price you paid for your bike (up to your chosen policy limit).
For RTI GAP Insurance policies purchased up until 6th January 2023 refer to the Acasta Insurance RTI GAP IPID instead.
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Total Loss Protect (25%) GAP IPID 2020-2022
Insurance Product Information Document: Total Loss Protect (25%) GAP Insurance IPID
This IPID relates to BeMoto Return to Invoice GAP insurance, which is designed to protect you against financial loss in the event that your vehicle is declared a write off by your motor insurer. This insurance will pay 25% of the motor insurers settlement amount, up to a maximum of £10,000.
THIS PRODUCT IS NO LONGER AVAILABLE TO NEW CUSTOMERS
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Licence Defence (Motor Prosecution) IPID - Mar 20
Insurance Product Information Document: Motor Prosecution Defence Insurance IPID
This IPID relates to BeMoto Motor Prosecution Defence Insurance (also known as Licence Defence). This policy is only available as an add-on to an underlying BeMoto insurance policy although it covers you when driving any vehicle you are legally insured to drive or ride.
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Fire, Theft & Malicious Damage (FTMD) IPID - Oct 18
Insurance Product Information Document: Fire, Theft & Malicious Damage (FTMD) IPID
This IPID relates to BeMoto "FTMD" laid-up and SORN motorcycle fire and theft insurance product (for vehicles that are not used on road) - options for "In Transit".
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Accidental Damage, Fire & Theft (ADFT) IPID - Oct 18
Insurance Product Information Document: Accidental Damage, Fire & Theft (ADFT) IPID
This IPID relates to BeMoto "ADFT" laid-up and SORN motorcycle fire and theft insurance product (for vehicles that are not used on road).
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Trackday Damage Insurance IPID - Oct 18
Insurance Product Information Document: Trackday Damage (UK & EU) Insurance IPID
This IPID relates to BeMoto Trackday Damage Insurance for motorcycles being ridden on organised trackdays within the UK and Europe (per day cover).
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Motorcycle Road Insurance IPID - Oct 18
Insurance Product Information Document: Motorcycle Road Insurance IPID
This IPID relates to BeMoto motorcycle road insurance products. Refer to separate IPIDs below for additional benefits included as standard or purchased alongside Carbon Cover and Titanium Cover.
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RAC Motorcycle Breakdown Insurance IPID - Oct 18
Insurance Product Information Document: RAC Breakdown Insurance IPID (Motorcycle)
This IPID relates to RAC Breakdown insurance. This policy is only available as benefit to an underlying BeMoto motorcycle insurance policy (included as standard with 'Titanium Cover').
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Helmet & Leathers Insurance IPID - Mar 21
Insurance Product Information Document: Helmet & Leathers Insurance IPID
This IPID relates to BeMoto Helmet & Leathers Insurance. This policy is only available as an add-on to an underlying BeMoto motorcycle insurance policy (included as standard with 'Titanium Cover').
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Motorcycle (Road) Personal Accident IPID - Mar 21
Insurance Product Information Document: Motorcycle (Road) Personal Accident Insurance IPID
This IPID relates to BeMoto Personal Accident Insurance. This policy is only available as an add-on to an underlying BeMoto motorcycle road insurance policy provided by Strategic Insurance Services Limited (also included as standard with 'Titanium Cover').
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Motorcycle Excess Contribution IPID - Mar 21
Insurance Product Information Document: Motorcycle Excess Contribution Insurance IPID (PEX)
This IPID relates to BeMoto Motorcycle Excess Contribution Insurance (underwritten by PEX) with a policy start date of 10t March 2021 or later. This policy is only available as an add-on to an underlying BeMoto motorcycle insurance policy.
For policies with a start date before 10th March 2021 refer to the previous Motorcycle Excess Contribution Insurance IPID (UKG) (underwritten by UKG).
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Motorcycle Legal Expenses Insurance IPID - Mar 20
Insurance Product Information Document: Legal Expenses Insurance IPID (Motorcycle)
This IPID relates to BeMoto Legal Expenses Insurance. This policy is only available as an add-on to an underlying BeMoto motorcycle insurance policy (included as standard with both 'Carbon Cover' and 'Titanium Cover').
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Download
Trackday & Off Road Repatriation IPID (Silver) - Sep 20
Insurance Product Information Document: Trackday Repatriation IPID (Silver)
This IPID relates to BeMoto "Silver" Travel & Repatriation Insurance for motorcycle touring, trackdays and off-road riding. This cover is designed to protect your financial costs for emergency medical expenses and repatriation in the event of a motorcycle accident overseas (up to £50,000 on track).
UPDATED FOR CORONAVIRUS
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Download
Trackday & Off Road Repatriation IPID (Gold) - Sep 20
Insurance Product Information Document: Trackday Repatriation IPID (Gold)
This IPID relates to BeMoto "Gold" Travel & Repatriation Insurance for motorcycle touring, trackdays and off-road riding. This cover is designed to protect your financial costs for emergency medical expenses and repatriation in the event of a motorcycle accident overseas (up to £50,000 on track).
UPDATED FOR CORONAVIRUS
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Download
Van Legal Expenses Insurance IPID - Mar 20
Insurance Product Information Document: Legal Expenses Insurance IPID (Van)
This IPID relates to BeMoto Legal Expenses Insurance. This policy is only available as an add-on to an underlying BeMoto race van or commercial vehicle insurance policy (included as standard with 'Carbon Cover').
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AXA TPO Van Insurance IPID - Aug 19
Insurance Product Information Document: AXA TPO Van Insurance IPID
This IPID relates to Third Party, Fire & Theft (TPFT) insurance for Commercial Vehicles underwritten by Ageas. Refer to separate IPIDs for additional benefits included as standard or purchased as optional extras.
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AXA TPFT Van Insurance IPID - Aug 19
Insurance Product Information Document: AXA TPFT Van Insurance IPID
This IPID relates to Third Party, Fire & Theft (TPFT) insurance for Commercial Vehicles underwritten by AXA. Refer to separate IPIDs for additional benefits included as standard or purchased as optional extras.
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AXA Comprehensive Van Insurance IPID - Aug 19
Insurance Product Information Document: AXA Comprehensive Van Insurance IPID
This IPID relates to Comprehensive insurance for Commercial Vehicles underwritten by AXA. Refer to separate IPIDs for additional benefits included as standard or purchased as optional extras.
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Highway Van Insurance IPID - Oct 18
Insurance Product Information Document: Highway Van Insurance IPID
This IPID relates to BeMoto insurance for Commercial Vehicles and Race Vans underwritten by Highway. Refer to separate IPIDs for additional benefits included as standard or purchased as optional extras.
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LV Clear Van Insurance IPID - Oct 18
Insurance Product Information Document: LV Clear Van Insurance IPID
This IPID relates to BeMoto insurance for Commercial Vehicles underwritten by Liverpool Victoria (LV Clear). Refer to separate IPIDs for additional benefits included as standard or purchased as optional extras.
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Ageas TPFT Van Insurance IPID - Feb 18
Insurance Product Information Document: Ageas TPFT Van Insurance IPID
This IPID relates to Third Party, Fire & Theft (TPFT) insurance for Commercial Vehicles underwritten by Ageas. Refer to separate IPIDs for additional benefits included as standard or purchased as optional extras.
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Download
Ageas Comprehensive Van Insurance IPID - Feb 18
Insurance Product Information Document: Ageas Comprehensive Van Insurance IPID
This IPID relates to Comprehensive insurance for Commercial Vehicles underwritten by Ageas. Refer to separate IPIDs for additional benefits included as standard or purchased as optional extras.
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Download
RAC Van Breakdown Insurance IPID - Sep 19
Insurance Product Information Document: RAC Breakdown Insurance IPID (Van)
This IPID relates to RAC Van Breakdown insurance. This policy is only available as benefit to an underlying BeMoto Race Van or BeTrade Commercial Vehicle insurance policy (included as standard with 'Titanium Cover').
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Personal Accident Plan (BHSF) IPID - Jan 19
Insurance Product Information Document: Personal Accident Plan (BHSF) IPID
This IPID relates to the standalone Personal Accident (PA) product sold with a separate monthly Direct Debit and underwritten by BHSF - this is a specialist personal injury insurance designed for accidental bodily injury, burns, hospitalisation, permanent total disablement and accidental death at home, work or in your day-to-day activities (as well as when riding a motorcycle on the road).
Refer to alternative "Road" IPID for PA included within BeMoto Titanium Cover or sold with BeMoto Carbon Cover road insurance policies.
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KGM Quad & Trike Insurance IPID (Comp) - 2020
Insurance Product Information Document: KGM Quad & Trike Insurance IPID (Comp)
This IPID relates to BeMoto comprehensive ("Comp") quad and trike insurance products, underwritten by KGM. Refer to separate IPIDs below for additional benefits included as standard or purchased alongside Carbon Cover and Titanium Cover.
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KGM Quad & Trike Insurance IPID (TPFT) - 2020
Insurance Product Information Document: KGM Quad & Trike Insurance IPID (TPFT)
This IPID relates to BeMoto quad and trike insurance products underwritten by KGM, covering you for Third Party, Fire & Theft (TPFT). Refer to separate IPIDs below for additional benefits included as standard or purchased alongside Carbon Cover and Titanium Cover.
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Download
KGM Quad & Trike Insurance IPID (TPO) - 2020
Insurance Product Information Document: KGM Quad & Trike Insurance IPID (TPO)
This IPID relates to BeMoto quad and trike insurance products underwritten by KGM, covering you for Third Party Only (TPO). Refer to separate IPIDs below for additional benefits included as standard or purchased alongside Carbon Cover and Titanium Cover.