Insurance Product Information Documents (IPID)

Insurance Product Information Document: Motorcycle Road Insurance IPID

This IPID relates to BeMoto motorcycle road insurance products. Refer to separate IPIDs below for additional benefits included as standard or purchased alongside Carbon Cover and Titanium Cover.

Insurance Product Information Document: Personal Injury Cover (Single Event) IPID

This IPID relates to the standalone Personal Injury Cover (PIC) product sold standalone for single events, such as trackdays, amateur racing (short circuit) and motorcycle training on private land (wheelie schools, adventure days etc) - underwritten by Indigo - this is a specialist personal injury insurance designed for accidental bodily injury, hospitalisation, permanent total disablement and accidental death when participating in an approved motorcycle event.

Refer to alternative "Road" IPID for PA included within BeMoto Titanium Cover or sold with BeMoto Carbon Cover road insurance policies.

Insurance Product Information Document: Travel & Repatriation Insurance IPID (Gold)

This IPID relates to BeMoto "Gold Cover" Travel & Repatriation Insurance for motorcycle touring, off-road riding, trackdays and amateur racing (subject to selected Activity Packs).

This cover is designed to protect your financial costs for emergency medical expenses and repatriation in the event of a motorcycle accident overseas.

Insurance Product Information Document: Travel & Repatriation Insurance IPID (Silver)

This IPID relates to BeMoto "Silver Cover" Travel & Repatriation Insurance for motorcycle touring, off-road riding, trackdays and amateur racing (subject to selected Activity Packs).

This cover is designed to protect your financial costs for emergency medical expenses and repatriation in the event of a motorcycle accident overseas.

Insurance Product Information Document: Trackday Damage (UK & EU) Insurance IPID

This IPID relates to BeMoto Trackday Damage Insurance for motorcycles being ridden on organised trackdays within the UK and Europe (single event cover).

Insurance Product Information Document: Return to Invoice (RTI) GAP Insurance IPID

This IPID relates to BeMoto Return to Invoice (RTI) GAP Insurance (underwritten by Alwyn Insurance), which pays the difference between your bike insurers total loss settlement and the purchase price you paid for your bike (up to your chosen policy limit).

For RTI GAP Insurance policies purchased up until 6th January 2023 refer to the Acasta Insurance RTI GAP IPID instead.

For Total Loss Protect Insurance policies purchased up until 6th January 2023 refer to the Total Loss Protect (25%) GAP Insurance IPID (No longer sold).

Insurance Product Information Document: Motor Prosecution Defence Insurance IPID

This IPID relates to BeMoto Motor Prosecution Defence Insurance (also known as Licence Defence). This policy is only available as an add-on to an underlying BeMoto insurance policy although it covers you when driving any vehicle you are legally insured to drive or ride.

Insurance Product Information Document: Fire, Theft & Malicious Damage (FTMD) IPID

This IPID relates to BeMoto "FTMD" laid-up and SORN motorcycle fire and theft insurance product (for vehicles that are not used on road) - options for "In Transit".

Insurance Product Information Document: Accidental Damage, Fire & Theft (ADFT) IPID

This IPID relates to BeMoto "ADFT" laid-up and SORN motorcycle fire and theft insurance product (for vehicles that are not used on road).

Insurance Product Information Document: Legal Expenses Insurance IPID

This IPID relates to BeMoto Legal Expenses Insurance. This policy is only available as an add-on to an underlying BeMoto motorcycle or van insurance policy (included as standard with both 'Carbon Cover' and 'Titanium Cover').

Insurance Product Information Document: RAC Breakdown Insurance IPID (Motorcycle)

This IPID relates to RAC Breakdown insurance. This policy is only available as benefit to an underlying BeMoto motorcycle insurance policy (included as standard with 'Titanium Cover').

Insurance Product Information Document: Helmet & Leathers Insurance IPID

This IPID relates to BeMoto Helmet & Leathers Insurance. This policy is only available as an add-on to an underlying BeMoto motorcycle insurance policy (included as standard with 'Titanium Cover').

Insurance Product Information Document: Motorcycle (Road) Personal Accident Insurance IPID

This IPID relates to BeMoto Personal Accident Insurance. This policy is only available as an add-on to an underlying BeMoto motorcycle road insurance policy provided by Strategic Insurance Services Limited (also included as standard with 'Titanium Cover').

Insurance Product Information Document: Motorcycle Excess Contribution Insurance IPID (PEX)

This IPID relates to BeMoto Motorcycle Excess Contribution Insurance (provided by PEX) with a policy start date of 1st January 2024 or later. This policy is only available as an add-on to an underlying BeMoto motorcycle insurance policy (where selected by you).

For policies with a start date before 1st January 2024 refer to the previous Motorcycle Excess Contribution Insurance IPID (Previous) (underwritten by Bastion).

Insurance Product Information Document: Highway Van Insurance IPID

This IPID relates to BeMoto Race Van Insurance underwritten by Highway. Refer to separate IPIDs for additional benefits included as standard or purchased as optional extras.

Insurance Product Information Document: Personal Accident Plan (BHSF) IPID

This IPID relates to the standalone Personal Accident (PA) product sold with a separate monthly Direct Debit and underwritten by BHSF - this is a specialist personal injury insurance designed for accidental bodily injury, burns, hospitalisation, permanent total disablement and accidental death at home, work or in your day-to-day activities (as well as when riding a motorcycle on the road).

Refer to alternative "Road" IPID for PA included within BeMoto Titanium Cover or sold with BeMoto Carbon Cover road insurance policies.

Insurance Product Information Document: KGM Quad & Trike Insurance IPID (Comp)

This IPID relates to BeMoto comprehensive ("Comp") quad and trike insurance products, underwritten by KGM. Refer to separate IPIDs below for additional benefits included as standard or purchased alongside Carbon Cover and Titanium Cover.

Insurance Product Information Document: KGM Quad & Trike Insurance IPID (TPFT)

This IPID relates to BeMoto quad and trike insurance products underwritten by KGM, covering you for Third Party, Fire & Theft (TPFT). Refer to separate IPIDs below for additional benefits included as standard or purchased alongside Carbon Cover and Titanium Cover.

Insurance Product Information Document: KGM Quad & Trike Insurance IPID (TPO)

This IPID relates to BeMoto quad and trike insurance products underwritten by KGM, covering you for Third Party Only (TPO). Refer to separate IPIDs below for additional benefits included as standard or purchased alongside Carbon Cover and Titanium Cover.