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Motorbike insurance where size doesn't matter!
Whether you’ve got a massive chopper or a tiny crotch rocket, our motorbike insurance has got you covered.
Compare motorbike insurance online or on the phone
We search our trusted panel of insurers to find you cheap motorbike insurance without skimping on cover, so you get great value without compromise.
- Multi Bike Insurance for garage hoarders
- Classic Motorbike Insurance for retro riders
- Moped and Scooter Insurance for urban zippers
- Trike Insurance for three-wheeled warriors
- Custom and Modified Bike Insurance for the tweaked, tuned and totally unique
What is motorbike insurance?
Motorbike insurance is essentially your financial airbag for those moments when life decides to unexpectedly throw you off your bike. Not only does it cover the essential, though often overlooked, details like damage, theft, and liability, but it also steps in when things quite literally go sideways.
Whether you’re cruising on a Harley, weaving through traffic on a scooter, or channelling your inner action hero from a Fast & Furious scene, motorcycle insurance helps protect your wallet when your ride isn’t up for the task.
Moreover, since it’s legally required in most places, skipping it could lead to hefty fines or even awkward court appearances. All things considered, it’s best to gear up with the right coverage before hitting the road.
Why choose BeMoto for you motorbike insurance?
At BeMoto, we know no two riders are the same. That’s why our motorbike insurance is built to fit your world, with flexible policies you can tailor to suit your bike, your mileage and your budget. We search our trusted panel of insurers to find you cheap motorbike insurance without skimping on cover, so you get great value without compromise. Add in multi bike discounts, no fees for changes and award winning service, and you’ve got the BeMoto difference.
Multi bike discounts
Cover your collection with a multi bike insurance policy to save time and money..
No amendment fees
Avoiding unexpected fees means more cash to spend on upgrading your gear!
Award winning service
We’ve been awarded Feefo’s Platinum Trusted service award five years in a row.
More reasons to become part of the BeMoto crew
It’s not just about ticking a box. When you insure with BeMoto, you’re getting more than just a policy. From 24/7 claims support and UK-based call centres to prize giveaways and exclusive perks, we’re here to look after bikers like no one else and help to fuel your passion.
UK call centres
Friendly support from a UK based team that gets it.
24/7 claims notification
Round-the-clock claims support when you need it most.
Mods are welcome here
From bar ends to full exhaust systems, your mods are safe with us.
Offers & discounts
Exclusive discounts on bike gear, accessories and more.
Prize giveaways
Regular prizes up for grabs just for being part of the crew.
The Pit Stop
Your go-to garage for tips, stories and bike chat.
What types of motorbike insurance do we offer?
Third Party Only (TPO)
Third Party Only (TPO) cover is the minimum insurance required by law to ride or park your bike on the public highways. It provides liability insurance for injury to other people or damage to their property caused by your motorbike.
Third Party, Fire & Theft (TPFT)
Third Party, Fire & Theft (TPFT) provides the same liability cover required by law as TPO, but also benefits from fire and theft cover too. It’s the middle ground between TPO and Comp, however it does not provide cover for accidental damage to your motorbike that is your fault. If you’re hit by a third party you can claim from their insurance.
Comprehensive Motorbike Insurance
Comprehensive motorbike insurance covers all the stuff provided by TPO and TPFT cover, as well as accidental damage to your motorbike. If you’re hit by a third party you can claim from their insurance directly, or you can claim from your policy and wait for the insurer to recover their losses.
Supercharge your motorbike insurance with optional extras.
UK & European Breakdown Cover
Breakdown cover is provided by the RAC and provides help following a breakdown of your motorbikes. It’s benefits include home start, roadside, recovery and onward travel.
Helmet & Leathers Insurance
Up to £1,500 for helmet, leathers, boots, gloves & other protective clothing damaged as a result of a motorcycle road accident.
Personal Accident Insurance
Up to £15,000 Personal Accident cover for death or permanent disability, e.g. loss of a limb, an eye, hearing or speech caused by a motorcycle road accident.
Excess Contribution Insurance
Up to £500 towards your excess costs in the event of a successful claim on your core motorcycle insurance policy.
Licence Defence Insurance
Up to £25,000 of cover to pay a specialist, motor defence solicitor’s fees if you are investigated or charged with a motoring offence.
Frequently asked questions about motorbike insurance.
What does motorbike insurance cover?
Motorbike insurance typically covers damage to your bike, third-party liability, fire, theft, and optional extras like helmet and leathers cover, breakdown assistance, and legal protection. With our flexible policies, you can tailor your cover to suit your riding style and needs.
What types of bikes can I insure with BeMoto?
We insure a wide range of bikes, including sports bikes, cruisers, touring bikes, adventure bikes, scooters, classics, customs, modified bikes, trikes, and even off-road and track bikes.
Do you offer multi-bike insurance?
Absolutely. BeMoto multi-bike insurance lets you cover several bikes under one policy, with one renewal date and one premium—making life simpler and often cheaper for enthusiasts with more than one machine.
Can I get motorbike insurance with no admin fees?
Yes. One of the things that makes BeMoto different is that we don’t charge mid-term amendment (MTA) fees. You can make changes to your policy—like switching bikes or updating your address—without hidden costs.
Do I need motorbike insurance for a bike that’s off the road?
If your bike is SORN’d (Statutory Off Road Notification), you don’t legally need road insurance—but it’s smart to have laid-up insurance to protect it from fire, theft, or damage while in storage. We offer that too.
