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Touring Travel and Repatriation Insurance

There are few pleasures greater than touring overseas on a motorcycle, with your panniers bursting at the seams and a twisty mountain route programmed into the sat nav.

There's a hell of a lot of preparation to do before you set off for the chunnel or ferry terminal, however at the very top of your list should be motorcycle holiday insurance - touring travel and repatriation insurance that specifically caters for riding motorcycles over 125cc (a common exclusion on 'normal' travel insurance policies).

Not only should it be your top priority, it should be the first thing you purchase after booking your channel crossing tickets(or flights if you’re going further afield)... Why?

Because it doesn't just protect you from the costs of emergency medical and repatriation, it can also reimburse you for some of your costs if the trip gets cancelled, i.e. something unplanned happens before you set off that prevents you travelling. So remember the words of Martin Lewis from Money Saving Expert... "As soon as you book" (ASAB)!

Motorcycle Touring Insurance can cover you for:

  • Up to £3,000 cancellation cover (specific reasons only)
  • Up to £10,000,000 of Emergency Medical Costs (reduces to £250k for trackdays)
  • Up to £100,000 of Emergency Repatriation Costs
  • Up to £1,000 if the only qualified or competent rider is taken ill, or is unfit or unable to ride (or if you cannot use your motorcycle for more than 8 hours)
  • A contribution towards damaged bike clothing your motorbike riding gear if it is lost, stolen or damaged in an accident

Motorcycle touring in France loaded with luggage

Buy Touring Travel Insurance online with instant cover BEFORE you set off

  • It's important to fully understand the cover you’re getting and go through the medical screening questions if you have pre-existing health conditions. If you don't declare your previous medical history, it could leave you in trouble with costs that aren’t covered if you get sick.

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  • You can buy Touring Travel Insurance online 24 hours a day by clicking the button below. Motorcycle touring is covered as standard (even if you’re going off-road Charlie Boorman style), there are also options for trackdays and motocross if you plan on something more extreme.

    Remember to complete the medical screening questions honestly and accurately to ensure your policy covers you for any pre-existing medical conditions.

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More Information About Repatriation Insurance

We have more detailed information that can answer many of your in-depth questions (see the linked articles and FAQs below), however the following points should help answer the quick and easy questions...

Quick Reference Guide:

  • Cover for emergency medical and repatriation costs after an accident on track abroad
    • Choose Gold Cover (£10m medical limit) or Silver Cover (£5m medical limit)
    • Emergency repatriation is covered up to £100,000
  • It's like a normal travel insurance policy, except this one also covers you for riding motorcycles over 125cc (a common exclusion)
    • Other travel insurance benefits are included like cancellation cover (so buy this policy early) and things like lost luggage or passports
  • You can buy Single Trip or Annual Multi Trip cover (the maximum age for Multi Trip is 66 whereas Single Trip is a maximum age of 75)
  • Buy cover BEFORE you travel and for the whole duration of your motorcycle holiday
  • You must have been a UK resident for at least 6-months (and still live in the UK) registered with a GP surgery
  • You need to have a UK driving licence that covers you for the class of bike you are riding
  • You need to wear an approved motorcycle helmet

For full information about this policy you can read the Insurance Product Information Documents (IPID) and full Trackday Repatriation Policy Documents.

Buy Touring Travel Insurance Online here

Motorbikes queuing up for the channel tunnel

Motorbike Touring Travel Insurance FAQs

  1. Do BeMoto do travel insurance?

  2. Is it BeMoto who deal with the Travel Insurance and Repatriation claims?

  3. What's the difference between a "Repat" policy and my GHIC card?

  4. Does Repatriation Insurance cover private hospital treatment?

  5. What's the issue with private hospitals?