MULTI BIKE INSURANCE
- One Policy
- One Great Price
- Less Admin
For the best multi bike insurance deals call one of our specialists on 01733 907000 who can tailor a multibike package to your requirements.
MULTIBIKE INSURANCE TITANIUM
MULTIBIKE INSURANCE RENEWAL
Save time and money
Top quality cover
Mix and match any bike types
What is Titanium Cover all about?
Why pay up to £200 for optional extras when BeMoto have negotiated great rates on your behalf?
All our multi bike insurance policies come with 90-days EU cover per trip and include £100,000 FREE Legal Expenses Insurance as standard.
In addition, our industry leading Titanium Cover includes full UK and European RAC Breakdown cover (as well as Home Start, Roadside, Recovery and Onward Travel), plus £1,500 Helmet & Leathers cover and £15,000 Personal Accident cover for only around £50 more.
You can also choose to add Excess Contribution Cover, allowing you to claim back up to £500 of your insurance excess in the event of a successful claim and we also offer Licence Defence Cover, which could be invaluable if you drive for a living.
THE MOST COMPREHENsIVE COVER FOR YOU AND YOUR BIKES...
EU COVER EXTENSION (90-DAYS PER TRIP)
24 HOUR CLAIMS HELPLINE
MOTOR LEGAL ADVICE HELPLINE
LEGAL EXPENSES (£100,000)
PERSONAL ACCIDENT (£15,000)
HELMET AND LEATHERS (£1,500)
RAC BREAKDOWN (UK & EUROPE)
EXCESS CONTRIBUTION (£250)
EXCESS CONTRIBUTION (£500)
Request a multibike insurance quote from BeMoto. All bike types and ages - on and off road
What can I expect to pay for multi bike insurance?
The examples here give you an idea of what you can expect to pay for multi bike insurance. A classic motorbike can be added from as little as £11.20, but the typical cost is between £28 and £60. Clearly a £20,000 V4 Panigale is not going to be quite as cheap to add, but then again they aren’t cheap to replace either!! So whether you have a commuter bike for work and something special in the garage for weekends, or mix classic and modern bikes, speak with us about your bikes and get a multi-bike insurance quote today!
Comprehensive Multi-Bike Insurance
BMW S1000 RR (£10,000) & Suzuki Bandit 600 F (£2,000)
Ducati 999 S Mono (£6,500) & Honda MSX 125 "Grom" (£3,300)
Triumph Daytona 675 R (£7,500) & Honda CG125 (£1,500)
BMW R1200RT (£5,000) & Honda Hornet 600 (£3,000)
The above prices are based on a married rider aged 37, living in NR11 postcode area, with a full bike licence and one SP30 conviction. No accidents, 5 years NCD, 6,000 miles pa between both bikes, employed as a teacher, with a main bike that has Data Tag and a factory fitted immobiliser. Kept in a locked garage. Prices correct December 2021.
What type of multi bike insurance do you need?
SORN insurance simply provides fire and theft cover, plus malicious damage, for your laid up multi bike collection when secured in a locked building (not suitable for road use).
Third Party Only (TPO) cover is the lowest level of cover needed by law to ride or park your bikes on public highways. It provides liability insurance, but does NOT cover your bikes for any damage, fire or theft. If you're hit by a third party you can claim from their insurance though.
Third Party, Fire & Theft (TPFT) provides the same liability cover as TPO, plus fire and theft cover as well. It's the middle option between TPO and Comp, however it does NOT provide cover for accidental damage to any of your bikes. Again, if you're hit by a third party you can still claim from their insurance.
Comprehensive cover is the top level of cover for your multi bike collection (other than optional extras you might add) and covers all the stuff provided by TPO and TPFT cover, as well as your own accidental damage to any of your bikes. If you're hit by a third party you can claim from their insurance directly, or to speed things up you can claim against your multi bike policy and wait for your insurer to recover their losses from the third party.
Adding Bikes to Motorbike Insurance
Frustrated with your existing insurer?
If you're being held to ransom with painful admin fees to add a bike or cancel your policy, then give us a call. We can quickly calculate whether you are better off staying with our competitor for the policy term or switching now. You can always insure your second bike with us now, and add your other bike(s) at renewal.
Don't worry about losing a years no claims discount by switching, it could still be cheaper.Call 01733 907000
Modified Multi Bike Insurance
We don't just get modifications, we love modified bikes!
Unlike some competitors who return your bike to factory specification in the event of a claim, our modified bike insurance actually covers your declared modifications like-for-like and reinstates them. It’s always better to call and discuss your modifications, even if you think it is a small change — that way you can rest assured that your motorbike is properly covered.
Our policies also cover R&G crash protection and styling accessories as standard.Call 01733 907000
Got multiple bikes but no time to switch?
SHARE YOUR CURRENT INSURANCE DOCUMENTS OR RENEWAL QUOTE WITH US…
…WE REVIEW THEM AND PROVIDE AN INDICATIVE QUOTE…
…IF YOU WILL BENEFIT FROM A LOWER PRICE AND/OR BETTER COVER CALL & CONFIRM DETAILS…
…YOU LAPSE OR CANCEL OLD POLICY
Alan Finch (55)
Steve Bowyer (62)
Stephen Charity (66)
David Harness (59)
Thinking of buying a second bike?
If you are thinking of adding a second bike to your current BeMoto policy, we can quickly provide you with a multi bike insurance quote so you have a clear idea of your total costs.
The average cost for an additional bike is as little as £60 and we will share our advice on the type of cover you need based on how you use your bikes.
Standard Multi Bike with Carbon Cover
Up to 90-days per trip for whichever bike from your multi bike policy you take into Europe
Up to £100,000 Legal Expenses Insurance included as standard for uninsured loss recovery
24-hour UK based motorbike claims service, 365 days per year
Motor legal helpline to discuss any motoring legal issues
Why Not have Titanium Cover for Just £50 extra?
Titanium Cover for all your bikes
We don’t overcharge for simple extras. We've bundled them into a great value multi bike package…
All the benefits of Carbon Cover, plus around £200 of extras all for only £50 more (Titanium Cover is a single fixed cost, no matter how many bikes on your policy).
Full RAC Breakdown
For all your bikes insured with us, including Home Start, Roadside, Recovery, Onward Travel and even European cover.
£1,500 Helmet & Leathers
Accident damage cover for your protective riding gear, including helmets, leathers, goretex, boots, gloves etc.
£15,000 Personal Accident
A tax free lump sum in the event of certain serious injuries or accidental death when riding a motorbike.
For just £50 Extra
Multi Bike Insurance FAQs
How many bikes can be covered on a Multi-Bike policy?
At BeMoto there is no limit to the number or variety of bikes we can insure on ourmulti-bike insurance packages as they are tailored to meet your requirements. We can also insure collections on our SORN insurance policy too, wether they have a V5 or not (including unregistered dirt and track bikes).
We have customers ranging from two bikes to collections with 40+ either in a private garage or storage lock up. So why not give us a call on 01733 907000 and discuss your multi-bike needs with one of our specialists.
You could also try our multi-bike switching service for larger collections to save you time and hassle as well as saving money...
How does Multi-Bike Insurance work?
You can only use one No Claims Discount (NCD) on one bike policy at a time, so insuring each bike separately can end up being much more expensive when you have to use zero NCD for additional policies.
At BeMoto we can tailor a multi-bike insurance package to suit your needs using your one lot of NCD, no matter how many bikes you have, what type of bikes are in your garage (we can mix modern and classics) or what the total value of your collection is. We simply work out the main bike premium and add the additional bikes for a fixed cost based on each additional bike value.
Why not read our article to find out more about how multibike insurance is calculated.
How much does Multi Bike Insurance cost?
BeMoto multi-bike insurance can cost as little as £80 for classic bikes, but clearly will depend on what bikes are in your collection and where you keep them, as well as your experience and riding history.
Each additional bike can cost from as little as £11.20 for classic bikes, but it typically costs around £45-60 per additional modern bike, once the main bike premium is calculated - higher value bikes can be more expensive.
See our article on how multibike insurance is calculated.
Can you mix modern and classic bikes on a multi-bike policy?
Simple answer... Yes you can with BeMoto.
Mix modern and classic bikes with BeMoto multibike insurance where our policy is designed around your needs for whatever bike collection you have, including modern and classic road bikes, SORN and laid up bikes, even off-road and track bikes that are unregistered.
Classic and custom builds can also have Agreed Value for no additional charge, once we have seen photos we can agree a valuation with you before applying an endorsement.
Why choose BeMoto for your Multi-Bike Insurance policy?
BeMoto is a multi-bike insurance specialist with flexible packages designed around you and your collection. There is no limit to the number or types of bikes we can cover, we will create a package around your needs. Our policies all include Legal Expenses Insurance as standard, plus there are NO fees to make policy changes and our Titanium Cover provides breakdown for all your bikes on a single policy saving you time, hassle and money.
How is a Multi Bike Insurance quote calculated?
Our multi-bike insurance experts start by calculating which of your motorbikes is the highest rated by our panel of insurers, using the same No Claims Discount (NCD) for each bike. You then pay the premium to insure the highest rated motorbike, which includes your NCD and we add on the other bikes at a nominal cost based on their value.
As your NCD can't be used on multiple bikes at the same time, the additional bikes are added to your policy at a discounted fixed price on the understanding that only one bike can be ridden at a time, but they could all be stolen together when not in use or a garage fire could destroy them all at the same time - so you are only paying for one lot of road risk whilst still covered for the full value of your collection.