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Motorbike Insurance Policy Documents

Please find below links to our motorbike insurance policy documents

If you have purchased a bike insurance policy with additional benefits, such as Legal Expenses Insurance, you will also find each of those policy documents below.

Please click on the icons next to each important document below to view, download or print them. If you have any questions please call us on 01733 907001 or email helpme@bemoto.uk

For our Terms of Business, Website Terms of Use and our Privacy Policy (including Cookie Policy), please see Legal Information & Policies.

You should also refer to our Insurance Product Information Documents (IPID) documents and our simple statement of Demands & Needs (a personalised version will be included within your quote or policy documents issued).

  1. Download

    Return to Invoice (RTI) GAP Policy Document 2023

    This policy document relates to Return to Invoice (RTI) GAP Insurance (underwritten by Alwyn Insurance), which pays the difference between your bike insurers total loss settlement and the purchase price you paid for your bike (up to your chosen policy limit).

    For RTI GAP Insurance policies purchased up until 6th January 2023 refer to the Acasta Insurance RTI GAP Policy Document instead.

  2. Download

    Total Loss Protect (25%) GAP Policy Document

    This Policy Document relates to Total Loss Protect (25%) GAP Insurance, which is designed to protect you against financial loss in the event that your bike is declared a write off by your bike insurer. This insurance will pay 25% of your bike insurers settlement amount, up to a maximum of £10,000.

    THIS PRODUCT IS NO LONGER AVAILABLE TO NEW CUSTOMERS

  3. Download

    SORN & Laid Up Insurance (v2.5) - Oct 18

    This SORN and Laid Up Insurance Policy Document v2.5 relates to Fire, Theft & Malicious Damage Insurance for motorcycles in storage (SORN & laid-up, or non-road bikes).

  4. Download

    Trackday Insurance Policy Document (v2.4) - Oct 18

    This Motorycle Trackday Damage Insurance Policy Document v2.4 relates to policies sold for trackday accident damage sustained on a UK or EU track at a specified circuit on a pre-agreed date.

  5. Download

    BeMoto Titanium Cover Policy Document (v2.4) - Mar 21

    This Titanium Policy Document (v2.4) relates to BeMoto Titanium Cover motorcycle insurance. Please also refer to Legal Expenses Insurance, Personal Accident Insurance, Helmet & Leathers Insurance and RAC Breakdown, which are all included as standard within Titanium Cover.

    For policies that started with an effective date prior to 10th March 2021 please see Titanium Policy Document (v2.3) instead.

  6. Download

    BeMoto Carbon Cover Policy Document (v2.3) - Nov 19

    This Carbon Cover Policy Document (v2.3) relates to BeMoto Carbon Cover motorcycle insurance. Please also refer to Legal Expenses Insurance, which is included as standard within Carbon Cover.

  7. Download

    Legal Expenses Insurance (v3.3) - Feb 23

    This LEI Policy Document v3.3 relates to Legal Expenses Insurance. This policy is only available as an add-on to an underlying BeMoto motorcycle insurance policy (included as standard with both 'Carbon Cover' and 'Titanium Cover').

    For policies purchased prior to 11th February 2023 please see Legal Expenses Insurance (v3.2) instead.

  8. Download

    RAC Motorcycle Breakdown Insurance - Oct 18

    This RAC Motorcycle Breakdown Policy Document relates to RAC Motorcycle Breakdown insurance. This policy is only available as benefit to an underlying BeMoto motorcycle insurance policy (included as standard with 'Titanium Cover').

    THIS POLICY IS ONLY AVAILABLE WITH TITANIUM COVER FOR 2 OR 3 WHEEL VEHICLES (NOT QUADS, BUGGY'S OR RACE VANS).

  9. Download

    Licence Defence (Motor Prosecution) Insurance - Mar 20

    This Motor Prosecution Defence Policy Document v1.0 relates to Licence Defence Insurance sold alongside BeMoto bike and van policies from April 2020. This policy is only available as an add-on to an underlying BeMoto insurance policy, although it covers you when driving or riding any vehicle you are legally insured to drive or ride.

  10. Download

    Motorcycle Excess Contribution (v4.0) - Mar 21

    This Motorcycle Excess Contribution Policy Document v4.0 relates to Excess Contribution Insurance sold alongside motorcycle policies with a start date of 10th March 2021 or after. This policy is only available as an optional add-on to an underlying BeMoto motorcycle insurance policy.

    For policies purchased with a start date before 10th March 2021 please see Motorcycle Excess Contribution v3.1 instead.

  11. Download

    Motorcycle (Road) Personal Accident (v4.0) - Mar 21

    This Motorcycle (Road) Personal Accident Policy Document v4.0 relates to Personal Accident Insurance sold alongside motorcycle policies with a start date from 10th March 2020. This policy is only available as an add-on to an underlying BeMoto motorcycle insurance policy (also included as standard with 'Titanium Cover').

    For policies purchased prior to 10th March 2021 please see Motorcycle (Road) Personal Accident v3.1 instead.

    THIS POLICY IS ONLY AVAILABLE WITH TITANIUM COVER FOR 2 OR 3 WHEEL VEHICLES (NOT QUADS, BUGGY'S OR RACE VANS).

  12. Download

    Helmet & Leathers Insurance (v4.0) - Mar 21

    This H&L Policy Document v4.0 relates to Helmet & Leathers Insurance with a start date from 10th March 2021. This policy is only available as an add-on to an underlying BeMoto motorcycle insurance policy (included as standard with 'Titanium Cover').

    For policies purchased prior to 10th March 2021 please see Helmet & Leathers v3.1 instead.

    THIS POLICY IS ONLY AVAILABLE WITH TITANIUM COVER FOR 2 OR 3 WHEEL VEHICLES (NOT QUADS, BUGGY'S OR RACE VANS).