Race Van Insurance

Race Van Insurance FAQs

1. Show/Hide

   Does my van qualify for race van insurance?

   There are a few things to consider. Firstly if your V5 says 'Motor Caravan' then the answer is no (try a motorhome insurer).

   BeMoto race van insurance is intended for private vans or trucks that are used for social and pleasure purposes. Even if they look like a professionally converted camper van, as long as it can carry a motorbike, track car, go kart or other sports vehicle, the GVW is below 17.5 tonnes, has no more than 6 seats, with a maximum value of £40,000 (including fit out costs) and still says its a van on the V5 it should be fine, e.g.

   • Box van or luton van
   • Goods or light goods
   • Insulated van
   • Light van
   • Livestock carrier
   • Minibus
   • MPV (multi-purpose vehicle)
   • Panel van
   • Specially fitted van
   • Special mobile unit
   • Van with side windows

   The van should not be your main or only vehicle, it should be a secondary form of transport and its purpose should be for social use as a race transporter to carry you and your race gear to and from tracks etc (and most likely sleeping in).

2. Show/Hide

   What does race transporter insurance allow me to use it for?

   Our race transporter insurance is like normal car insurance (you can choose TPO, TPFT or Comprehensive cover), but for a van or truck that's primarily used to transport your leisure vehicles to and from race meetings, tracks, workshops, shows and events - rather than an everyday vehicle.

   • Social, Domestic and Pleasure use (occasional commuting is acceptable) - it is NOT valid for commercial use in any trades
   • The main purpose is for 'carriage of own goods' as it's known - you can use it to carry your own hobby equipment like motorbikes, track/race cars, go-karts or other leisure vehicles
   • Of course it's OK to pop to the shops or a mates house etc - however, your race transporter should be a secondary vehicle (not your main or only form of transport)
   • Sleeping in your race van or truck at race meetings, shows and events is ideal to save money on hotels and also keep an eye on your vehicle at the same time!
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   Does race van insurance cover camper conversion costs?

   BeMoto can insure race vans up to £40,000* including any permanent fixtures and fittings, e.g.

   • Cosmetic interior fittings (wall coverings and insulation)
   • Exterior camper or race van styling
   • Windows / blinds
   • Race truck garage fit outs
   • Beds and bunks, including pop-tops
   • Kitchens / bathrooms
   • Cupboards
   • Camper electrics / solar systems

   The key thing is that whilst it can look like a camper and have plenty of home comforts, this isn't motorhome insurance. It must still be classed as a van on the V5 log book (not a 'Motor Caravan') and only be used as a secondary vehicle for social and pleasure purposes, i.e. a private van mainly intended for carrying your personal sports/race/leisure vehicle(s) to and from circuits, shows and events (and sleeping at circuits etc).

   * Only permanent fixtures and fittings covered as a converted race van, not all the removable personal possessions like bedding, crockery etc (or any vehicles being carried, e.g. motorbikes, race cars, go karts, etc)...

4. Show/Hide

   Is my motorbike also covered with Race Van Insurance?

   No. Race Van Insurance covers the van and its permanent fixtures (fitted cupboards, beds, kitchens, equipment etc), but NOT the goods you are carrying. It does not cover things like your motorcycle, track car or go-kart whilst they are being transported.

   Other Options:

   • If you're hit by a third party you can most likely claim for damages against their motor insurance policy.
   • You can buy "In Transit" insurance with BeMoto as part of a SORN Insurance policy for track or dirt bikes.
   • If you have a comprehensive motorbike or car insurance policy for your vehicle being transported, that should also cover it when in transit.