Riding in Europe After Brexit (Green Cards)
- EU riding with a Green Card after Brexit
- Motorbike Touring Insurance
- EU RAC Breakdown with Titanium Cover
BeMoto guide to riding in the EEA after Brexit...
After Brexit, there is a transition period, where many agreements with Europe will remain unchanged. EU travel between February and December 31, 2020 should be unaffected (albeit Covid-19 has a thing or two to say about foreign travel).
Whilst a visa may not be required during the transition period to travel to EU countries, the European Commission has said that from 2021, UK citizens will need to apply for an ETIAS (European Travel Information and Authorisation System) visa waiver - similar to an American ESTA - which costs £6 (ish).
It is unlikely you will need to carry a physical Green Card whilst riding in Europe during this transition period, however from 2021 this will certainly be the case - if you don't you will be breaking the law in that country.
When we refer to "Europe" we actually mean the European Economic Area (EEA) and linked countries (Andorra, Serbia and Switzerland).
You may also need an International Driving Permit (IDP) that allows you to drive in countries where a UK licence alone is not sufficient. You can use the Post Office IDP checker tool here.
What is a Green Card?
Green Cards are an international certificate of insurance issued by your insurer in the UK, guaranteeing that the motorist has the necessary third-party motor insurance cover required for that country.
Green Cards are paper documents (not actually a card), which should be printed on green paper. You must carry a physical Green Card while driving riding your motorbike in the EEA and some other countries (Andorra, Serbia and Switzerland).
What if I ride my motorbike in Europe without a Green Card?
If you do ride in Europe without a Green Card you may be prosecuted for driving without insurance and could be subject to a fine and possibly have your motorbike seized.
It's possible you could buy insurance locally when you arrive in the country (sometimes called "frontier insurance"), however, it's likely to be tricky to find someone who will sell it to you and even more likely to be expensive compared to our Green Card process.
How do I get a Green Card to ride my motorbike in Europe?
Contact your BeMoto on 01733 907000* and we will send you your Green Card. You need to carry the physical document when you travel.
You can also email us at firstname.lastname@example.org
We require your name, policy number, registration number, dates travelling from/to and countries being visited. There is a £10 fee for processing and postage, which we will try to collect from any cards on file, or we will call you, before posting your Green Card.
We try to process all requests within 3 business days, however please allow 7 days for postage once completed.
How long will it take to get a Green Card from BeMoto?
Please allow sufficient time for your us to process your request and (if needed) post your Green Card to you. We recommend allowing at least 14-days to be safe. If you call us on the way to the ferry port or whilst already overseas there's not much we can do...
However if you have your own green paper and time is short we may be able to email the document and you can print it yourself.
How long will my Green Card be valid for?
Green Cards are issued with a minimum of 15-days cover and in some cases can be valid for up to 90-days or until your next policy renewal date, so you can travel as much as you like on the same Green Card to those countries listed within the cover period.
How much will it cost to get a Green Card?
We charge a £10 administration fee to organise, email, print and post your Green Card documents. Please refer to our Terms of Business for full details of our fees and charges.
What is a "European Accident Statement Form"?
These forms are provided by European motor insurers to their clients.
They have a standard design, but will be in the local language of the person insured. As all forms are exactly the same layout, it helps to see what the other party is filling in, even if the form is in a different language.
Whilst it's not compulsory, it's better to have one of these forms with you to complete at the scene of an accident.
There are two common sites used to download these forms:
How else can BeMoto help me ride my motorbike in Europe?
The first thing to sort is appropriate motorbike travel and repatriation insurance that covers you for emergency medical costs and repatriation back to the UK if medically necessary. Be aware that most UK travel insurance policies have a standard exclusion for riding motorbikes over 125cc so ensure you get top up insurance to avoid large hospital bills in the event of a spill, or worse being stranded in an EU hospital without the means to get home.
We also offer as standard full RAC European Breakdown with Titanium Cover road insurance policies. For only £40 extra you get the RAC top level cover including Home Start, Road Side, Recovery, Onward Travel and EU cover, but also £1,500 of Helmet & Leathers cover and £20,000 of Personal Accident and Accidental Death insurance. All our policies come with £100,000 of Legal Expenses Insurance and NO broker fees to make changes so what are you waiting for?
Call 01733 907000* to speak to BeMoto about your Green Card, European Motorbike Touring Insurance and our Titanium Cover.
* Calls may be recorded for our joint protection
Green Card FAQs
Does my motorcycle insurance policy cover me for riding abroad?
BeMoto motorcycle insurance covers you to legally ride in any country which is a member of the European Union and any country which meets Article 8 of EC Directive number 2009/103/EC (insuring civil liabilities arising from using a motor vehicle).
- Third Party Only Cover is included as standard in these countries;
- We also extend your cover for up to 90-days per trip for Fire & Theft (where you have TPFT cover) or Fire, Theft & Accidental Damage (where you have Comprehensive cover).
However, post-Brexit you may need a BeMoto Green Card to ride in Europe and other paperwork like an International Drivers Permit (IDP) from the Post Office.
Does my policy cover me for riding other motorcycles?
It is quite common to get cover for Riding Other Bikes (third party cover only within the UK) included in BeMoto motorbike insurance policies, however this can vary depending on factors, for example: your bikes engine size, the type of cover you have chosen or your occupation.
Please check with our insurance representative to see if this cover applies to you. It is best to check this when you get a quote, take out or renew your policy as it may require us to change the insurer we use for your policy to get this cover if it is important to you.
It will show on your Certificate of Insurance if you have this cover and is only valid within the UK - if you want a mate to ride your bike or you ride theirs overseas then you will need to add each other as named riders on the policy.
Do BeMoto do travel insurance?
Yes, BeMoto offers travel insurance for bikers who want to tour in Europe, take part on overseas trackdays or off-road riding (whether that's Enduro, Motocross or cross-country adventure riding).
Most normal travel insurance policies exclude cover for riding large capacity motorbikes overseas, in other words they'll cover you for riding a 50cc moped or 125cc scooter but nothing more, so if you decide last minute to jump on a quad tour or hire a cruiser for the day you may not be covered for emergency medical and repatriation costs unless you buy specialist cover like ours.
BeMoto Travel and Repatriation Insurance (often known as "Repat") is also widely used for Euro trackdays and dirt bike holidays, including amateur racing events if you choose the additional options/packages on our policy - no cover is available for professional racing overseas.