Rated 4.9 out of 5 on Google.

Pushing it to the limit on track? We’ve got you covered when standard insurance taps out, so you can relax and focus on your ride without the ‘what ifs’.

Guy riding a motorbike on track touching the ground with his knee. Track Day - BeMoto Motorbike Insurance Specialists

This product is sold and administered by our friends at TDA Services.

tda
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UK & European Circuits

Track day bike damage insurance for UK and European circuits.

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Suitable for All Motorbikes

Cover for bikes of any age or type, including unregistered bikes (no V5 required).

A red, white and black line art icon of a hand with the palm facing upwards and a pound sign hovering above the hand, a circular arrow surrounds the pound sign and points back to the wrist.

Discounts for Multiple Days

Discounts for blocks of consecutive days on a single policy e.g. a Euro track day trip.

What is track day damage insurance?

Motorcycle track days are more popular than ever, especially in Europe, where riders can enjoy world-class circuits, sun-soaked tarmac, and the camaraderie of fellow enthusiasts. But whilst the thrill is undeniable, the financial risk of damaging your bike on track can hold many riders back.

 

We believe nothing should stop you from enjoying your bike to the fullest. That’s why we’ve partnered with TDA Services to offer specialist motorcycle track day insurance, designed for both road and track-prepared bikes.

 

Why ride on track?

There are countless reasons to take your bike to the track. Unlike public roads, track riding offers a safer, more controlled environment:

 

  • Everyone is travelling in the same direction
  • No kerbs, trees, potholes, or unexpected obstacles
  • Most importantly — no cars pulling out or turning across your path

 

But the real value comes from learning the limits of your bike. You’ll understand its capabilities, explore tyre grip, improve your cornering, and maybe even get that coveted knee-down (or elbow-down) photo.

 

What does track day damage insurance cover?

Whether you experience a low-side, a high-side, or get caught up in someone else’s crash, our track day bike insurance has you covered. Available for both UK and European circuits, this product offers:

 

  • Cover for road-legal and dedicated track bikes
  • Competitive premiums with realistic excesses (typically 10–15% of the bike’s value)
  • Protection regardless of fault

 

We understand the risks, the excitement, and the need for insurance that makes sense. This policy has been developed by riders, for riders — giving you peace of mind so you can focus on your lines, not your losses.

 

Recommended by over 98% of our customers

Rated 4.9 out of 5 on Google.

"Absolutely first class"
Absolutely first class, did their best to find me a comparative deal and went above and beyond to get it all sorted! Would recommend without a second thought.
"Titanium is best on the market"
I have been using BeMoto for a few years now and always find them very competitive. Prices are always good and in some cases, brilliant. The titanium package is the best on the market. I would highly recommend this company.
"Efficient processing, friendly staff and a great price"
Efficient processing, friendly staff, and a great price for the additional bike on my policy. Flexible in terms of setting up the policy, and easy to deal with.