Trackday Damage Insurance

  • Trackday damage insurance for UK & EU circuits
  • Sensible excess deductions (10-15%)
  • Buy Online - discounts for multiday policies
Trackday Damage Insurance Buy Now

Get your knee down without worrying about bike damage

Motorcycle trackdays are more popular than ever, particularly European trackdays with [almost] guaranteed sun, likeminded banter and some spectacular circuits. However for many people the financial risk of damaging their bike on track can deter them from taking part.

There are various advantages to riding on track, not least because everyone is going in the same direction; the lack of walls, kerbs, trees etc. and especially the absence of "cagers" pulling out on you or doing a blind U-turn across your path... But the most significant benefit is getting to know your bike, what it's capable of, how far you can push those tyres and lean that bike over with the ultimate reward being a knee-down (or even elbow down) photo to show your mates.

At BeMoto, many of our staff also enjoy motorcycle trackdays and have developed this product to protect road bikes and track bikes for a sensible premium with a reasonable excess (usually about 10-15% of the bikes value). It doesn't matter if it's a low-side or high-side, your fault or someone elses, you can buy this insurance for UK and European circuits.

Multi-day discounts automatically applied for Euro trips with blocks of consecutive days.

This product is NOT available to purchase by phone, please use this online quote process.

Get Trackday Insurance Online Quote

Example Prices (Updated June 2023):

Discounts for multiple days bought as a block, e.g. a 3 or 4 day Euro trip.

Bike Value Excess Single Day UK 3-day Euro Trip (Multi Day Discount)*
Up to £5,000 £500 £130.00 £223.00 (£74.33 per day)
£7,500 £750 £194.75 £388.11 (£129.37 per day)
£10,000 £1,000 £231.84 £482.69 (£160.89 per day)
£12,500 £1,250 £279.33 £603.78 (£201.26 per day)
£15,000 £1,500 £301.04
£659.17 (£219.72 per day)
£20,000 £2,000 £344.50 £769.98 (£256.66 per day)
£25,000 £2,500
£373.83 £844.77 (£281.59 per day)
Over £25,000 POA POA POA

* Multi-day discount only applies to block purchases for consecutive days, such as a Euro trip, and only 1 claim can be made per policy, e.g. if you write it off on day-1 and make a claim the remaining days paid will not be refunded.

Prices available for higher value bikes on request (subject to underwriting acceptance).

Check out our other trackday products including: Trackday Repatriation Insurance and Track Bike Theft Insurance

We can provide Accidental Damage cover for Road, Track and Race Bikes whilst on non-competitive organised trackdays:

  • Track day bike damage insurance for UK and European circuits
  • Cover for bikes of any age or type, including unregistered bikes (no V5 required)
  • Discounts for blocks of consecutive days on a single policy, e.g. a three day trip to Cartegena
  • Training schools where you use your own bike, e.g. California Superbike School (CSS)

Check out our feature story on what to expect from a Euro Trackday.

Don't just take our word for it...

"Just brought my new GSXR 600 L3. Been on track a number of times previously but saw BeMoto advertised on YouTube and thought I'd get in contact for a chat to find out more about it. After speaking with BeMoto, decided it was worth getting insurance just in case. I had a few track days in the pipeline so offer a discounted rate per day so works out better for you. In hindsight the best decision I made. Doesn't matter how good you are, or think you are, we all have to face the ugly truth, we're going to come off. I only took the insurance out 2 days before I was on track, last minute but best thing I've done to date. The claim itself was pain free, not something I would normally associate with insurers. Crashed on Monday, paid in full by Wednesday the following week. Quick, easy and most of all very helpful throughout the whole process. Claim was opened up on my behalf to speed the process up, was then contacted and told exactly what I needed from the track to supply. I could go on and on, but at Bedford that day, there were 6 red flags. 4 bikes totalled and only 1 insured. I may have crashed but could just about muster a smile at the fact I was covered and still walking. Now have a 750 GSXR and leaving for Europe tomorrow for 2 weeks. "

Levon Gharibian in Ashford, Middlesex