Buggy Insurance - 01733 907000

  • Legal Expenses Insurance as standard
  • NO fees to make changes to your policy
  • Leisure Buggies and Agricultural UTVs
Buggy Insurance - 01733 907000 Buy Now

Road Legal Buggy and UTV Insurance

BeMoto can cover a wide range of All Terrain Vehicles (ATV), including road-legal buggy insurance and Utility Terrain Vehicles or UTV Insurance, whether they are for agricultural use, playing-about in the dirt for fun or used to commute to work and back. It doesn't matter if it is a single seater, side-by-side or an off-road only youth buggy, we probably have something for you.

We have specific schemes for buggy insurance and our road insurance policies all come with Free Legal Expenses Insurance as standard, as well as NO Amendment Fees to make changes to your policy mid-term, e.g. changing your buggy or moving home (we pass on any insurer change of premium only).

We also have highly rated feedback on Feefo, as well as Google, Facebook, Trust Pilot and more. Check out our BeMoto reviews.


What sort of Buggies can BeMoto cover?

We can offer insurance for road legal buggies no matter what engine size or fuel type, from diesel agricultural buggies to petrol sport buggies:

  • Sport and Race Buggy Insurance
  • Farm Buggy and UTV Insurance
  • All Terrain Vehicle ATV Insurance

How many drivers can be covered on a policy?

We can insure up to 4 drivers on a single Buggy Insurance policy.

What type of road-legal buggy Insurance cover is available?

  • Third Party Only (also known as TPO)
  • Third, Party, Fire and Theft (also known as TPFT)
  • Comprehensive (also known as Fully Comp)

Can BeMoto offer Q-plate Buggy Insurance?

Yes if it's passed appropriate safety checks and is certified as being road-legal with a Q plate issued.

What driving licence do I need for a Road Legal Buggy?

Road-Legal Buggies including ATV UTV and Sport / recreational buggies can be driven on a Full Car Licence, or on a Motorcycle Licence if it was passed before 1997 (in which case this will be noted as a B1 category on your licence).


Common Buggies that we can insure

Don't worry if yours is not on the list we can still insure it!

MANUFACTURER BUGGY MODEL (ATV / UTV / RECREATION / SPORT)
BLITZWORLD ANIMAL / BEAST/ OUTLAW / RENEGADE / RIPSTER / VIGILANTE
CAN-AM MAVERICK / TRAXTER
CF MOTO UFORCE 550 / ZFORCE 1000
HAMMERHEAD GTS 150 PLATINUM
HONDA SXS 700 M2
HISUN HS 700 UTV
JOYNER 650
KAWASAKI KAF 950A-1
PGO QUADZILLA 250E
POLARIS RANGER 900 / XP1000 / SPORTSMAN 500 TOURING / RZR
QUADZILLA 250E / RL 500 / P4W
RAGE COMET / HURRICANE
SECMA QPOD
YAMAHA RHINO

Call BeMoto on 01733 907000* for a quote on your Road Legal Buggy Insurance.

Ariel Nomad

SXS Racing Buggy at Stoneleigh Show


* Calls may be recorded for our joint protection

Road-Legal Buggy Insurance FAQs

  1. Where can I buy ATV insurance?

    ATV Insurance is a specialist area of the market and only available by phone from selected brokers like BeMoto. We can offer Bugg Insurance for road-legal ATVs, UTVs and recreation buggies (including sports) as well as Fire & Theft Only cover for unregistered off-road only and youth buggies.

  2. Can you insure a buggy?

    If your Buggy is classed as road-legal then you will need to buy road-legal buggy insurance, which is very much like car insurance but only available for specialists like BeMoto.

    • Third Party Only (TPO)
    • Third, Party, Fire and Theft (TPFT)
    • Comprehensive

    If your Buggy is unregistered or is declared SORN we also offer Fire & Theft Only policies, also known as SORN Insurance for when it is locked up safely in a locked building.

  3. What types of Buggy Insurance cover are available?

    The usual types of policies are available for road-legal buggy insurance (much like a car), as well as fire and theft cover for off-road only ATVs that don't have a V5 or are registered SORN:

    • Third Party Only (TPO)
    • Third, Party, Fire and Theft (TPFT)
    • Comprehensive
    • Fire & Theft Only (SORN or unregistered vehicles when they are kept in a locked building)
  4. What driving licence do I need for a Road Legal Buggy?

    Road-Legal Buggies can be driven on a Full Car Licence, or on a Motorcycle Licence if passed before 1997 (in which case this will be noted as a B1 category). You will need specialist buggy insurance which is available from BeMoto.